Individuals and families who join the Co-op enjoy many benefits of membership, including discounts on Co-op services, classes, Fedco seed orders, and subscriptions to Consumer Reports magazine.

As a member of the Co-op, you also qualify for a discount on the cost of insurance. A ten percent discount on homeowner’s insurance has been available to members through several local insurance agencies since 1984. Since then, over a thousand Co-op members have taken advantage of this benefit, realizing significant savings. Maloney Associates, 12 East South Street in Hanover, developed this benefit and acts as Plan Administrator.

The Co-op has been working with Maloney Associates over the past year to expand this program, and we are pleased to announce that, in addition to the homeowner’s discount, they will now be able to offer Co-op members a ten percent discount on auto insurance as well.

"This is truly a tangible savings," explains Joe Maloney, president of Maloney Associates. "Because auto premiums are typically much higher than homeowner premiums, this translates into correspondingly higher savings." Maloney estimates that for the typical two-car family, savings would be between $100 and $150 per year, perhaps much higher based on the individual’s rating profile (for example, if your family includes teenaged drivers). As an added advantage, a single package policy may be written to include your primary and secondary homes, autos, watercraft, and personal umbrella. Because it is written on a single policy, you also get a single bill with flexible payment plans: annual, quarterly, monthly, escrow billing, or Electronic Fund Transfer (EFT).

Members currently enrolled in this benefit will be contacted by Maloney Associates prior to their next renewal and offered this additional option. Members not currently taking advantage of this benefit can contact Sue Bartlett at Maloney Associates via one of the options outlined below.

Maloney Associates has been providing insurance coverage to its clients throughout New England since 1969. In addition to Hanover, they have offices in Manchester, Orford (River Valley Insurance) and, through a joint venture, New London (Jillson Insurance Services). Although the agency represents several fine insurance companies, they worked closely with Peerless Insurance Company of Keene, NH to develop this program expansion exclusively for Co-op members. Some of the factors that influenced their decision were Peerless’ local home office, competitive products and prices, and outstanding service. Also, as a New Hampshire-based company, we’re told they tend to take more of a common sense approach to insuring properties in New England.

You can also access information about this benefit through the Co-op’s web site. Brochures providing additional details are available at the Information Desks in both the Hanover and Lebanon stores.

Information about this benefit can be obtained directly from Maloney
Associates through the following channels:
Phone: (603) 643-4223/(800) 314-4223
Fax: (603) 643-3554
E-Mail: co.op@maloney-assoc.com
Web: www.maloneyassoc.com